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HARBOUR FINANCIAL SOLUTIONS
07976 167117 info@harbourfinancialsolutions.co.uk contact form

Mortgage and protection advice from experienced and trusted specialists.
Offering holistic and no obligation advice, our qualified advisers offer a tailor-made solution to suit your needs.

Mortgages, Protection & Insurance

Harbour Financial Solutions provide a friendly and professional service from qualified advisers who are highly experienced within the mortgage and protection industry. Our aim is to help you understand all aspects of your property purchase, or re-mortgage, and guide you through the forever changing mortgage options available from a broad and comprehensive range of lenders from across the market.

We provide you with advice and recommendations to meet your individual needs and we explore all areas of your financial position. Our customer satisfaction is at the heart of our business, and we pride ourselves on our excellent customer feedback. 

Mortgages Protection Insurance About Us

Client Reviews

I can honestly say Karen Richards is amazing, I don’t know what else to say, I have little to no knowledge of mortgages and was really quite concerned about how to even look for a better deal.

Karen was so easy to talk to and explains options, always at the end of the phone and replies quickly to emails! I have used Karen twice, once to get my first mortgage and now again to move to another provider, I really don’t know what I would have done without her expertise and professional approach!

Karen in my eyes is 10/10 top rating! You simply can’t go wrong using her!

Many thanks, Mr R Thomas – April ‘24

I have known Karen for over 9 years. In that time, she has provided me with help in finding the right mortgage for my situation. She is thoroughly professional and will always go that extra mile in providing expert advice.

Karen will explain the ins and outs of mortgages in a clear manner so I can understand and make an informed decision. I do regard her as a friend as well as my adviser.

Rob L – April ‘24

Over the last year Karen has provided sound financial guidance during the purchase of our new home. Karen is extremely thorough and her attention to detail, experience and knowledge of the financial market is very impressive. Karen was well organised and asked for all the required details from the outset, arranging our mortgage and then life insurance was seamless and she made it look effortless.

We knew where we were at each step of the process, which helped reduce the stress levels that comes with buying a new home. What was most impressive was her caring nature all the way through, some would have stopped once we received our offers but Karen offered support throughout the process by helping move the chain along and finding out answers to questions we had a long the way.

We would highly recommend Karen and will be enlisting her help when the time comes to remortgage our home.

Fiona W – April ‘24

We took advice from Karen when we wanted a small remortgage. She was great, very professional and friendly. Karen understood exactly what we wanted, her recommendation was something we didn’t even know was possible and was brilliant as she saved us nearly £100 a month….thank you Karen, we think everyone should speak to you!

Mr and Mrs SB – April ‘24

Karen has been a wonderful guide in the purchase of my first home. She was incredibly knowledgeable, helpful and determined. Additionally, Karen was very patient when the process became complicated and she was a pleasure to deal with, constantly reassuring me and informing me. When the process became delayed, Karen worked hard to ensure I could move into my new home before Christmas. Thank you very much Karen!"

S Jones – May ‘24

Karen has provided us exceptional assistance in helping secure our mortgage. With all the challenges we faced her expertise, dedication and patience made the entire process as smooth and stress free as it could be. We are truly grateful for all her hard work and guidance and will definitely be recommending her to others.

Katie and Luke – July ‘24

Karen has been an exceptional support and fountain of knowledge in both selling and purchasing which aided us moving into our dream home. Karen is outstanding, professional, dedicated and down to earth and we are forever grateful to have Karen by our side for all of our financial needs. Karen’s knowledge and experience shines through and we wouldn’t be in the position we are in now without her support. We will continue to recommend Karen to everyone and have been incredibly grateful to have worked with Karen for over 6 years.

Jenni and Lee – July ‘24

Karen is fantastic, her knowledge was invaluable in finding an appropriate mortgage as a business owner. When things got challenging she was amazing at adapting and overcoming!

Paul H – June ‘25

Karen has been absolutely invaluable to us. Mortgages are difficult to get your head around sometimes and Karen was very patient when explaining everything to us as much as we needed.

Mr and Mrs H – April ‘25

Natalie has been fantastic every step of the way going above and beyond to help me find out any information I needed and helped me get hold of some quotes for solicitors and what steps were next and even helped me avoid and potentially difficult dealings with estate agents.

Vince S – May ‘25

Can’t fault any of it. It’s been a dream dealing with Karen, she’s fantastic and I’d highly recommend her!

Chloe R – April ‘25

Karen’s style is friendly and informative, which meant none of the advice came across as daunting or hard to understand. Her service was tailored to my needs, and I felt I could approach her anytime with my queries. I have already recommended her to a friend for her mortgage advice too!

Mr K, Bournemouth – April ‘25

Natalie the advisor was absolutely brilliant. Explained everything from start to finish. She was always available to answer any questions we had. I would highly recommend Natalie Hawey

Mrs B, Bournemouth – April ‘25

Harbour Financial Solutions is a mortgage services broker, established by Karen Richards, who is based in Poole, Dorset. With over 27 years’ experience in the financial services industry, Harbour Financial Services was built through Karen's passion to ensure that the client was put first in every aspect of their financial planning requirements.

The team are all experienced mortgage and protection advisors, who ensure that through a tailor-made advice process, the most suitable and appropriate solutions are offered to our clients, throughout their forever changing financial needs.

We offer an excellent level of service to our clients, both locally on the south coast, but we also cover the whole of the UK. We look forward to welcoming you to Harbour Financial Solutions.

Meet The Team
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